thp. Capital connects Canadian business owners to a business credit card and growth capital — built for owners who move fast and expect more than their bank offers.
The longest grace period on any Canadian business card. Carry a balance, pay on time, pay nothing extra.
1.5× on all purchases. 3× on restaurants. 5× on travel. Redeem for flights or statement credits.
Unlimited physical and virtual cards. Set limits per card, pause or cancel instantly, real-time visibility on every transaction.
Automatic transaction sync, reduced reconciliation, no manual entry.
Accepted anywhere Mastercard is accepted. Limits set based on business financials and reviewed as the business grows.
| Feature | thp. Growth Capital | Traditional Bank |
|---|---|---|
| Speed | 24–48 hours | Weeks to months |
| Repayment | Monthly | Monthly |
| Collateral | None | Often required |
| Paperwork | Minimal | Extensive |
Best fit: Businesses operating 6+ months · $150K+ annual revenue · Clear near-term capital need
The card is the right fit for ongoing operating expenses, team spend management, and businesses wanting rewards on spend they're already doing. It is not a moment-specific product — it works best as the default payment method for the business.
Capital is right when there's a specific trigger — a large order, a seasonal build, a cash flow gap between receivables. Not a card replacement. The business has a clear near-term need and a clear path to repayment.
"The right product at the right moment. That's the only pitch that works."
thp. Capital charges nothing to the business owner. The referral fee comes from the capital partner on funded and activated deals only.
You introduce the product. We handle applications, underwriting, and onboarding. Your relationship with the client is protected.
Send them to capital.thehustlerproject.com with your referral code. Every submission tied to your code is tracked automatically.